Everyone that is in financial difficulty has the same basic options to deal with their personal debt problems. These options include digging out of debt on your own (which may include credit counselling), making a consumer proposal or filing personal bankruptcy. Deciding which option is right for you and your family depends on your personal situation. It is important to explore all of your options and fully understand the pros and cons of each. In our initial consultations we make sure to review all of these options and answer all of your questions. Only once you have the facts and fully understand your options can you make an informed decision.
-Chris Welker
