
Often the estimated time to pay off the credit card balance with the minimum monthly payment is in excess of 30-40 years. Make a plan to pay off your balances.

Often the estimated time to pay off the credit card balance with the minimum monthly payment is in excess of 30-40 years. Make a plan to pay off your balances.
Consumer proposals are a formal arrangement between you and your creditors. Unlike Debt Management Plans offered by Credit Counselors, proposals are covered by the Bankruptcy and Insolvency Act.
Filing for personal bankruptcy doesn't necessarily mean your student loans will be eliminated. Get the facts.

If you ever use a “no interest no payment sale” to purchase items, make sure you read the fine print.

While filing personal bankruptcy or making a consumer proposal results in a negative mark on your credit bureau report you can and should start rebuilding right away.