
When money is tight and credit is unavailable buying items through financing to avoid personal debt can be a great option.

When money is tight and credit is unavailable buying items through financing to avoid personal debt can be a great option.

If you wait until 2012 to file for personal bankruptcy, you may lose 2 years of tax refunds. Find out what the advantages to filing before the end of 2011.

Although your spouse may not be in debt, you still must disclose their income even if they are not filing for bankruptcy or making a consumer proposal.

What happens if I can’t make my division 1 proposal payments? Here's some advice as to how to proceed.

Chris Welker explains what happens if you can't make your monthly payment on your consumer proposal.